Retirement Plan tips

All information and tips for Employee coverage and retirement plan

Retirement Income Planning Is Like Calculus, Researcher Says – Insurance News Net

By |April 29th, 2015|

By Linda KocoAnnuityNews
Insurance researcher Mathew Greenwald has some sobering news for advisors who rely only on financial engineering when they work on retirement planning with clients.
The retirement industry is a rational, mathematical business, but it also must factor in emotions when dealing with clients and helping them make retirement decisions, said Greenwald, who is president […]

The biggest mistake millennials make in their 401(k) plans – MarketWatch

By |April 29th, 2015|

As National Financial Literacy Month comes to a close, let’s keep with that spirit and illustrate the damage a cash-out today can have on tomorrow's retirement income.
While there has understandably been a great deal of media coverage about retirement savings and readiness, considerably less attention has been paid to one of the major dangers to […]

9 Tips for Dividing Your 401(k) During a Divorce – Newsmax

By |April 28th, 2015|

Dividing a 401(k) for a divorce settlement is less painful when you know about the plan and take the right steps that ensure both people are satisfied.A 401(k) plan is marital property, just like other possessions that need to be divided. Here are nine ways you can handle assets in the plan during a divorce:1. […]

Grading your own 401(k) plan – Redding Record Searchlight

By |April 28th, 2015|

Your 401(k) plan balance changes constantly, and if you are like most people, you don’t give it a second thought. You chalk up changes to general market conditions. You may not check your balance at all until your statements arrive – and even then, you may not care.
If this description reflects your attitude, you may […]

Grading your own 401(k) plan – WKBW-TV

By |April 28th, 2015|

Your 401(k) plan balance changes constantly, and if you are like most people, you don’t give it a second thought. You chalk up changes to general market conditions. You may not check your balance at all until your statements arrive – and even then, you may not care.
If this description reflects your attitude, you may […]

Editorial: Slightly lower return can mean big losses in 401(k), IRA – Reading Eagle

By |April 28th, 2015|

Fewer new 401(k)s in 2013 – BenefitsPro

By |April 27th, 2015|

AP photo.
There were 23,056 new 401(k) plans launched in 2013, almost 1,000 fewer than the year before, or a 5 percent decline, according to new data from Judy Diamond Associates.Still, that means 434,000 workers had new access to a workplace-provided, defined contribution plan. By year end, the new plans held $4 billion in assets.
But […]

What are the common 401(k) Mistakes

By |April 12th, 2015|

Believe it or not there are many mistakes that can be made along the way when it comes to financial retirement savings and investing. Unfortunately a good many of these mistakes center around the 401(k), which can be a tremendous boost to your retirement plans when used properly in order to build your portfolio. The […]